How We Invest
Confidence today. Flexibility for tomorrow.
No guesswork. No scrambling. Just a strategy aligned with your goals - built to adapt, not react.
Retirement Brings Questions.
Where will my income come from?
Will it be enough?
What if the market shifts?
Our Gather & Preserve™ Approach
We help clients stay invested with purpose — balancing growth, income, and adaptability through different market cycles. Rather than chasing short-term trends, we focus on building intentional strategies guided by data, research, and personalized planning.
It’s not just about preserving what you’ve built — it’s about helping you prepare for what’s next.
A Purposeful Structure for Real Life
Your retirement income plan should be clear, flexible, and aligned with your life. Here’s how we build it - together.
We organize your portfolio across three strategic roles — designed to support growth, flexibility, and income across each stage of retirement.
Momentum
serves as your long-term growth engine - carefully managed to pursue opportunity and keep your wealth working for the future.
balances stability with growth - built to generate income, cushion volatility, and give your strategy room to adapt. Positioned between your long-term investments and immediate needs, it provides the flexibility to keep moving forward with confidence.
Bridge
is where your monthly “paycheck” comes from - providing reliable income without disrupting your long-term strategy. We typically keep this account funded with a few years’ worth of income needs to help you stay consistent - even when markets shift. As needed, we replenish it from the Bridge and Momentum accounts, allowing your investments to keep working while your income remains steady.
Reserve
Momentum in Action
Your Actively Managed Stock Portfolio
Growth doesn’t retire—neither should your portfolio.
While a portion of your portfolio supports income needs, another remains invested for long-term growth - helping you keep pace with inflation, prepare for future healthcare costs, and maintain your lifestyle.
That’s where Momentum comes in. This portfolio typically includes around 20 carefully selected companies and is actively monitored and adjusted based on our proprietary research and real-time market analysis. We aim to stay responsive to changing conditions - so your plan stays aligned with your goals.